E-Bike & Cycle Insurance
Insurance for E-Bikes, Cycles & E-Cargo Bikes
We provide specialist insurance products to suit a wide range of cyclists.
From bespoke cover for e-bike and e-cargo bikes to traditional cycle riders. Our policies offer complete protection—including our unique dedicated battery cover, which safeguards your battery as a separate asset from your bike.
E-Bike Insurance – Ride with Confidence
Be protected on each journey
What's Included?
- Dedicated Battery Cover
- Public Liability
- £250 'Get You Home' Cover
- Personal Accident Cover
- £500 of Accessories
- Clothing & Helmet
- Replacement Bike Hire
E-Bikes give you freedom. You can ride further with less effort. You might be commuting, exploring scenic routes, or simply enjoying a local journey.
Our specialist e-bike insurance ensures you’re fully protected every time you ride.
Cover for theft, accidental damage and £100,000 legal expenses come as standard with public liabiity an optional extra. So you can enjoy peace of mind wherever your e-bike takes you.
You can also include dedicated battery protection. Insure this vital part of your e-bike with eavi.
Get a quick quote today and ride worry-free.
What Can Be Included?
- Dedicated Battery Cover
- Public Liability
- £250 'Get You Home' Cover
- Personal Accident Cover
- £500 of Accessories
- Clothing & Helmet
- Replacement Bike Hire
E-BIKE INSURANCE
We now offer highly competitive and bespoke e-bike insurance. Our cover is designed to protect the risks you face. Cover your bike’s battery to ensure you remain ready for adventure.
Why Choose Us?
Tailor your cover to your specific needs with our quality cycle insurance. E-Bike riders can also protect against the unique risks they face.
Our market leading Dedicated Battery Cover includes protection for your battery even when it’s away from your bike.
Innovation
Sustainability
Confidence
Our cover is reflects the needs of modern mobility.
Supporting zero and low emission mobility.
Award winning claims services that you can rely on.
Cycle Insurance – Ride with Confidence
Security for your bike, wherever you go
Options Include
- Accessories Cover
- Personal Liability
- Accidental Damage
- Theft Protection
Whether you’re cycling for leisure, fitness, or your daily commute, our cycle insurance is designed to keep you covered. From carbon road bikes to electric bikes, we offer protection that suits your ride.
Our policies can include theft, accidental damage, and personal accident, ensuring you’re looked after on and off the road. If you own multiple bikes, we also offer discounted options to insure them all under one policy.
Wherever you cycle, ride with confidence. Get a quote today.
Options Include
- Accessories Cover
- Personal Liability
- Accidental Damage
- Theft Protection
CYCLE INSURANCE
Your bike deserves the best protection, and we’re here to deliver. Our bespoke bicycle insurance covers everything from accidental damage to theft, so you can enjoy every ride worry-free. Ready to get started?
E-Cargo Bike Insurance – Extra Space & Protection
Perfect for family trips and daily errands
What's Included?
- Accessories Cover
- Personal Liability
- Accidental Damage
- Asset Protection
E-cargo bikes make life easier, whether you’re carrying shopping, kids, or just enjoying a more practical way to get around. Ensure that you’re suitably protcted with our specialist e-cargo bike insurance.
With cover for theft, accidental damage, and public liability, you can ride stress-free knowing you’re insured. You can also protect your battery and accessories, so you’ll always be ready to ride.
Enjoy the convenience of an e-cargo bike with peace of mind. Get your quote today.
What's Included?
- Accessories Cover
- Personal Liability
- Accidental Damage
- Theft Protection
E-CARGO BIKE INSURANCE
For everyday use, whether you’re taking the kids to school or heading off to pick up the shopping, we’ll have you covered. Our insurance for family and cargo bikes can be tailored to your specific needs.
Frequently Asked Questions
The FAQ section is designed to guide both individual riders and business customers through the essentials of micro mobility insurance.
What are the main differences between e-bike insurance and regular cycle insurance?
E-bike insurance policies and their pricing are tailored to the specific risks associated with electric bikes. It often includes cover for high-value components such as batteries and motors, as well as higher speeds, heavier gross vehicle weights and potential electrical issues.
Cycle insurance for traditional push bikes generally covers many of the same risks, such as: theft, accidental damage, and liability without need to account these specialised provisions.
What does e-bike insurance typically cover?
Our E-Bike policy provides options to cover:
- Theft .
- Accidental damage repair.
- Battery and electrical components.
- Liability protection for injuries to third parties or damage to their property.
- Replacement bike hire in case of lengthy repairs.
- And an element of Personal Accident cover
Can my home insurance policy provide cover for my e-bike or cycle?
Some home insurance policies may include limited cover for cycles; however, e-bikes often exceed typical cover limits due to their higher value and risk profile. It’s important to review your policy’s specifics or consider separate, dedicated bike insurance. The cover may also exclude theft of damage to the bike when away from the home.
How are premiums determined for e-bike versus regular cycle insurance?
Premiums are generally based on factors such as the bike’s value, location, security measures in place, and the specific risks associated with electric components.
What steps should I follow to make a claim if my e-bike or cycle is stolen or damaged?
Begin by reporting the incident to the police (especially for theft) and obtain a reference number.
Then, contact your insurer with all relevant details and documentation (e.g. photographs, receipts, and the police report).
Following the insurer’s process promptly helps ensure a smoother claims experience.
Do you offer cover for fleets or public hire schemes?
Yes, we have a dedicated team that specialise in tailored insurance solutions for commercial micro mobility operations. Our policies for e-scooter fleets and public hire cycle schemes can include as required:
- Motor traffic public liability.
- Rider general liability.
- Personal accident cover.
- Customisable policies to match the scale and unique risks of your fleet.
Click the button below to view our Commercial & Business Page