Future Mobility Insurance Broking and Placement
Insurance placement for shared mobility, fleets, manufacturers, and last-mile delivery
Insurance for transport and micromobility businesses rarely fits neatly into a standard policy template. We broker and place cover that reflects how you actually operate, from early stage deployment to multi-region scale.
As a specialist micromobility insurance broker, we focus on placing cover that adapts to how modern transport businesses actually operate. We are a member of PACTS (Parliamentary Advisory Council for Transport Safety).
If you’re not sure of the cover you need: Explore our Risk Advisory service
A broker led service focused on cover structure and market placement
What we do best:
Identifying gaps between how you operate and how cover is written
Structuring insurance placement around your actual exposures, entities, and contracts
Approaching the market with a clear narrative and insurer ready information
Supporting you as your operations, partners, or territories change
Insurance availability and terms are subject to underwriting criteria and insurer acceptance.
Why work with eavi?
We're not a typical broker.
Our team includes practitioners who have managed insurance and risk in house, inside fast scaling businesses and complex operating environments. That matters because broking is not just about finding a premium, it’s about structuring cover so it responds when your operations change.
Who we work with
Micromobility, platforms, and fleet-led transport businesses with real world operational risk
We work with shared micromobility and fleet operators, delivery and logistics businesses, and manufacturers bringing new transport products to market. Many of our clients are scaling quickly, operating across multiple contracts or entities, and need broker support that keeps pace.
Tailored to your operating model
Built to scale with you
Commercially grounded
We don’t just place policies. We shape the placement around the sector you operate in and the stage you are at, so the cover matches the reality on the ground.
As you expand fleet size, geography, partnerships, or services, insurance structures need to keep up. We help you avoid the common gap where the business changes but the cover does not.
We keep the focus on cover structure, insurer appetite, and clarity on what is and is not insured, so you can make decisions without guesswork.
Shared mobility and platform insurance broking
Placement that fits platform, user, and partner structures
Typical covers we place
- Liability covers aligned to platform operations and contractual obligations
- Motor or vehicle related liabilities where relevant to the model
- Asset and equipment cover where assets are owned or controlled
- Additional covers driven by contracts, local authority requirements, or partner terms
Platform models create insurance complexity quickly. You may not own the assets, but you influence the transaction, the user journey, and the operational controls. The risk often sits across multiple entities, contracts, and counterparties.
We broker and place cover designed around those structures, so the policy wording aligns with the reality of how riders, users, and partners interact.
Typical covers we place
- Liability covers aligned to platform operations and contractual obligations
- Motor or vehicle related liabilities where relevant to the model
- Asset and equipment cover where assets are owned or controlled
- Additional covers driven by contracts, local authority requirements, or partner terms
Mobility Platforms
Operating a shared mobility or platform model means risk often sits across users, partners, and technology rather than owned assets alone. We place insurance that reflects how platforms actually operate, not how standard policies assume they do.
Fleet operator insurance broking and placement
Cover structured for asset ownership and multi entity arrangements
Typical covers we place
- Motor liabilities and related exposures where applicable
- Rider and operator liabilities
- Physical loss or damage for owned assets (where appropriate)
- Contract driven liability requirements for partners and clients
Fleet led businesses often sit inside wider ecosystems. The asset owner, the platform, and the rider engagement entity can be different organisations, each with different obligations. When cover is placed without that mapped properly, gaps appear fast.
We help structure placement around ownership, control, and operational responsibility, then place cover for the way the fleet is actually used.
Typical covers we place
- Motor liabilities and related exposures where applicable
- Rider and operator liabilities
- Physical loss or damage for owned assets (where appropriate)
- Contract driven liability requirements for partners and clients
Fleet Operators
Asset ownership, rider engagement, and platform integration can sit across multiple entities. We help structure and place cover so liability, ownership, and operational responsibility are clearly reflected.
Manufacturer insurance broking and placement for micromobility products
Liability cover and FCA compliant distribution structures
Typical covers we place
- Public and product liability
- General liability exposures linked to manufacturing and distribution
- Cover shaped around contractual requirements with suppliers, distributors, or partners
If you manufacture micromobility or transport products, the route to market matters as much as the product itself. Insurance needs to support product use, supply chain relationships, and customer expectations.
We place liability cover appropriate to manufacturing operations and can support FCA compliant insurance distribution structures where insurance is linked to product sales or usage, so the structure is built correctly from the start.
Typical covers we place
- Public and product liability
- General liability exposures linked to manufacturing and distribution
- Cover shaped around contractual requirements with suppliers, distributors, or partners
Micromobility Manufacturers
Bringing a micromobility product to market creates liability exposure beyond the factory gate. We place cover that supports your route to market and can help structure FCA-aware insurance distribution alongside product use.
Last-mile delivery and logistics insurance broking
Placement aligned to courier operations and goods in care
Typical covers we place
- Public liability structures, including mileage based and time based approaches
- Asset protection for owned equipment and vehicles (where appropriate)
- Goods in transit liabilities (where relevant)
Delivery and logistics risks are operationally intense. Whether you run a courier fleet, manage delivery partners, or operate under multiple contracts, insurance has to fit real usage patterns and responsibilities.
We broker and place cover that supports operational stability while you scale contracts, routes, and headcount.
Typical covers we place
- Public liability structures, including mileage based and time based approaches
- Asset protection for owned equipment and vehicles (where appropriate)
- Goods in transit liabilities (where relevant)
Delivery and Logistics
Last-mile delivery operations face high-frequency, operational risk driven by routes, time on road, and goods in care. We place insurance aligned to how your delivery model actually runs day to day.
Speak to the eavi broking team
Tell us what you operate, where you operate, and how your model is structured. We’ll come back with the next best step for placing cover and what information we need to move quickly.
Speak to our team on 0800 804 6136 to discuss your business model, exposures and growth plans, or get in touch using the form below.
Frequently Asked Questions
Are you a broker or a risk advisor?
We do both, but they are separate services. This page is for insurance broking and placement. If you need diagnostic, senior level input before going to market, see Risk Advisory.
Do you place cover for shared micromobility and e-scooter fleets?
Yes. We broker and place cover for shared micromobility models, including fleet and platform structures, subject to underwriting and insurer acceptance.
What do you need from us to approach insurers?
A clear description of operations, legal entities, territories, fleet details where relevant, contracts or partner requirements, and any claims or incident history.
Can you work with multiple entities in one operating model?
Yes. Multi entity structures are common in fleet and platform arrangements, and placement should reflect that reality.
Can your insurance solutions help turn risk management into a revenue-generating asset?
Absolutely. Beyond providing essential protection, our insurance solutions are engineered to enhance your business’s financial resilience. By mitigating risks strategically, our policies can help reduce downtime, lower claims costs, and even open up opportunities where risk transfer supports revenue growth over time.
What types of commercial mobility insurance solutions does eavi offer?
We offer scalable insurance solutions for a wide range of commercial mobility businesses. Our portfolio covers public hire schemes, last-mile courier fleets, bespoke mobility operations, and even infrastructure and end-of-life providers.
Each product is designed to address specific risks while supporting your growth.
Do you offer bespoke insurance solutions for unique mobility business models?
Yes, we understand that no two mobility businesses are alike.
All of our solutions involve some degree of tailoring cover to the specific operational challenges and regulatory requirements of our clients’ business – whether you’re an infrastructure provider, a MaaS platform, or a vehicle manufacturer – we ensure your coverage aligns with your needs and growth trajectory.
How does eavi support infrastructure providers with tailored insurance solutions?
Our policies for infrastructure providers cover the unique risks associated with physical installations such as charging stations, battery swap networks, and other support systems. This includes protection against public liability from on-site incidents, product liability for defective components, and coverage for damage or loss of physical assets. By addressing these specific exposures, our insurance helps safeguard your operations while supporting sustainable growth and innovation.
What does our public hire mobility insurance cover?
We can support operators of any kind of mobility scheme, from self-drive car, motorbike or moped rentals, to micromobility operations of all descriptions, be that e-scooter, e-bike or e-cargo bike or any mix thereof.
We can support operators with protecting riders and the public through access to rider liability, product liability, physical asset protection, and additional safeguards to meet regulatory compliance, ensuring your business is protected at every stage of operation.
How does eavi’s insurance support last-mile courier fleets?
For last-mile delivery operators, our solutions protect against physical loss or damage to EVs and cargo bikes, manage public liability for couriers navigating urban environments, and cover risks related to goods in storage or transit. We also address employer risks for remote-working riders, ensuring operational stability and supporting business expansion.
What makes eavi’s insurance solutions scalable as my business grows?
Our policies are designed to evolve with your business. Whether you’re at the early deployment stage or operating a large-scale fleet, our coverage adapts to your changing risk profile.
We offer modular options that can be enhanced as your asset base and market presence expand, turning risk management into a strategic growth enabler.
Do you offer cover for fleets or public hire schemes?
Yes, we specialise in tailored insurance solutions for commercial operations. Our policies for e-scooter fleets and public hire schemes include:
- Comprehensive public liability and personal accident cover
- Options for replacement vehicle hire
- Customisable policies to match the scale and unique risks of your fleet
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What is included in product liability coverage?
Product liability cover typically addresses potential claims arising from defective components or products, such as batteries and accessories. This protection ensures that any third party injury or property damage linked to a failure in performance or safety of your product is insured effectively, safeguarding your balance sheet and company reputation.