Risk advisory for platform and fleet mobility businesses
In-house insurance capability, without the in-house hire.
Insurance isn’t just a transaction. As your platform or fleet scales, it becomes part of how your business grows, how you’re perceived by partners, and how risk value builds across your model.
If you are starting to ask “where does risk sit in our operations” rather than “what’s the premium”, this service is for you.
If you already know the cover you need and want it placed, our Broking and Placement service is the better starting point.
Signs you’ve outgrown transactional insurance
You are probably at that point if you find yourself asking:
Where does risk actually sit within our user, asset, or transaction flows?
How exposed are we across regions, contracts, and partners, and where would a single failure actually land?
Do our contracts, operational controls, and policy wording actually line up, or just look like they do?
Are we using our risk data effectively in conversations with insurers, regulators, and investors?
What decisions now will protect, or limit, our ability to scale later?
What risk advisory is
A diagnostic, strategic service, separate from broking
A capability that sits inside your business and works to your priorities. Separate from any placement we do, and not contingent on it.
What risk advisory is not
Not always a route to buying insurance
Not a quote journey. Not a route to buying a policy. Not standard broking activity. Not dependent on you placing insurance through us, now or later.
How fractional advisory works
Many clients use this as a fractional head of risk capability without committing to a full-time hire.
Scoping
Engagement design
Embedded support
Iteration
A short working session on your model, where the pressure points are, and what good looks like at your stage.
A defined scope and set of deliverables, sized to where the business actually is rather than a templated package.
We work alongside your team and, where it helps, your existing broker or insurer partners.
The engagement flexes up or down as the business changes. No long lock-ins.
Who we support
Built for businesses operating at the edge of established insurance categories.
- Shared micromobility and fleet operators across scooters, bikes, e-mopeds, vans, EV leasing, and last-mile logistics
- Digital marketplaces connecting supply and demand in mobility and adjacent categories
- Established organisations moving into new transport models who need specialist input quickly
- Investors who want senior oversight on the risk side of a growth decision
What advisory can cover
Advisory scope is shaped around your model, but typical areas can include:
- Mapping perceived exposure against legal and contractual liability
- Reviewing contracts, terms and conditions, and operational responsibilities
- Stress testing policy wording against real operations, where policies already exist
- Regulatory, distribution, and licensing considerations across the UK and EU
- Positioning your risk to the market and selecting the right broker and insurer partners
- Identifying the data and operational controls that will earn you better terms over time
Why eavi?
- Senior experience built inside operating businesses, not purely external consultancy
- Working knowledge across insurance, risk, compliance, and the operational realities they sit in
- Engagement shapes that fit the business, from fixed scope pieces of work through to ongoing retainers and board-level input
- Clear deliverables, with the work documented so it stays inside your team when the engagement ends
Start an initial advisory conversation
The first step is an initial conversation to understand your business, your operating model, and what you’re trying to achieve.
Before the call, we ask for a small amount of detail so we can review your situation properly and make the conversation useful from the outset.
Frequently Asked Questions
Is fractional advisory suitable before or after Series A?
Both. We size scope to your stage, from pre-launch through multi-country scaling.
Can you help with licensing and distribution in the EU and UK?
Yes. We design lean regulatory and distribution approaches that support embedded insurance and cross-border expansion.
Will you work with our broker or carrier partners?
Yes. We collaborate with your existing partners or help shape the market narrative and selection criteria where needed.
Does risk advisory include placing insurance?
Not by default. Advisory is a separate service. If placement is needed later, we can support broking and placement as a next step.
How quickly can we start?
Once we’ve completed a short diagnostic, we agree scope and can activate within timelines that match your roadmap.